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Beachwood has years of knowledge and experience. We know workers' compensation, but more importantly we understand your industry and the propensity for injuries to happen.
Beachwood has an internal claims department to help you through your claims process. You will have direct access to a certified work comp adjuster that will assure your claim is handled properly.
Beachwood can also help you manage your modification score to ensure you're not paying more premium than necessary.
Why do I need Workers' Compensation Insurance?
It protects your business and it's the law.
You'll be protected from lawsuits. Prior to worker's compensation, employees could sue their employers for on the job injuries. As you can imagine, the high cost of these suits often put companies out of business.
Workers compensation will pay for injuries that happened while your employees are working. You won't need to worry about paying medical bills or lost wages.
Workers' compensation insurance also helps protect you from fines and penalties by the state for not having proper insurance in place.
What isn't covered by Workers' Compensation?
OSHA fines and penalties
Work place safety improvements
Serious and Willful lawsuits - Labor Code Section 4553
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